About Company
Prudent Equity Private Limited
Prudent Equity is a leading asset management company that has been serving family offices, HNIs, and retail investors since 2012. With a team of professionally certified experts from diverse investment backgrounds, they bring extensive experience and deep market insights. Their Chief Investing Officer boasts over 28 years of full-time investing experience, reinforcing their commitment to informed decision-making. Prudent Equity believes that intensive and elaborate research can drive exceptional investment returns. They adhere to strict proprietary investment criteria, selecting only those securities that align with their disciplined and strategic approach.
Prudent Equity Growth Strategy
Fund Snapshot
| Parameter | Details |
| Investment Approach | Prudent Equity Growth Strategy |
| Investment Universe | Market Cap & Sector Agnostic (Flexi) |
| Minimum Investment | ₹50 Lakhs |
| Mode of Investment | Cash |
| Benchmark | S&P BSE 500 |
| Reporting | Daily NAV (Online) |
| Inception Date | 2nd July 2024 |
Prudent Equity’s Investment Philosophy
Prudent Equity follows a bottom-up value investing approach, focusing on companies trading below their intrinsic value to capture significant upside potential with minimal downside risk. Their strategy emphasizes capital protection while leveraging a company’s financial strength, management expertise, and capital allocation policies.
Investment Criteria
- Value-Oriented Growth Companies: Prioritizing businesses with high growth potential.
- Margin of Safety: Investing in companies at a significant discount to their intrinsic value.
- Corporate Governance: Assessing forensic accounting, capital allocation, and fair treatment of minority shareholders.
- Optimal Capital Structure: Avoiding highly leveraged companies and those with frequent equity dilution.
The GCP Model
Prudent Equity follows the GCP Model, a structured investment strategy aimed at maximizing wealth creation.
The model is built on three key principles:
- Growth (G): COMPANIES GROWING AT HIGH RATES
- Cheap (C): AVAILABLE A CHEAP VALUATIONS
- Price (P): ENTRY AT THE RIGHT PRICE
By combining these factors, The GCP Model invests in growth stocks at cheap valuations with the right entry price for ‘Wealth Creation’.
Prudent Equity’s Investment Strategy
Prudent Equity follows a value investing approach by focusing on buying stocks at a discount to their intrinsic value rather than just seeking low P/E ratios. Their strategy emphasizes investing in high-growth companies at reasonable valuations, ensuring strong upside potential while minimizing risk. Instead of following the crowd and investing in overvalued stocks, they selectively enter positions where growth prospects are high and valuations remain attractive, leading to long-term wealth creation with controlled risk.
PMS Structure
Taxation: Gains are taxed at the investor level.
Exit Load: A 3% exit load applies if redeemed within a year; no exit load after one year.
Lock-In: No lock-in period, allowing flexible withdrawals.
Fee Structure: Fees include a mix of performance-based and management charges.
Individual Demat Account: A separate Demat account is required for each investor.
Minimum Investment: A minimum investment of ₹50 lakhs is required as per SEBI regulations.
Fee Structure
| Fee Type | Rate |
| Management Fee | 1% (of daily average AUM per annum, billed monthly) |
| Performance Fee | 15% (charged annually on profits with high watermark) |
Additional Costs: Includes operating expenses, brokerage costs, GST, and statutory fees levied at actuals. For further details, investors should refer to the disclosure document.
Prudent Equity PMS Performance (As of 31st Jan 2025)
| Period | Prudent Equity Growth Strategy | S&P BSE 500 TRI |
| 1 Month | -2.01% | -3.43% |
| 3 Months | -0.81% | -4.82% |
| 6 Months | -2.3% | -8.23% |
| Since Inception | -1.72% | -4.85% |
Note: Performance figures are based on the investment approach and may vary for individual portfolios. Returns are calculated using TWRR, net of all expenses and fees. SEBI has not verified the performance. The investment approach started on 2nd July 2024.
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Track how the fund has performed against its benchmark over time through a comparative line graph analysis.
Prudent Equity Growth Strategy
Benchmark: BSE 500 TRI
Compare fund returns and benchmark performance across multiple investment periods using a visual bar graph.
Review and compare fund returns against benchmark performance across different investment periods in a detailed tabular format.
Prudent Equity Private Limited
| AUM(Cr.) | 1M | 3M | 6M | 1Y | 2Y | 3Y | 4Y | 5Y | Ince. | |
| Performance | ₹28.43 | -2.67 | -2.06 | 4.01 | 3.88 | -2.39 | NA | NA | NA | -1.21 |
| Benchmark | NA | -0.09 | 3.86 | 1.43 | 4.72 | -0.11 | NA | NA | NA | 2.03 |
Learn about the experienced fund managers responsible for investment decisions, portfolio strategy, and long-term fund performance.
Siddharth Oberoi
Siddharth Oberoi is the driving force behind Prudent Equity, bringing over two decades of experience in the Indian capital markets. He is a proponent of bottom-up value investing, focusing on identifying under-researched companies that trade significantly below their intrinsic value. Under his leadership, the firm developed the GCP Model, which prioritizes companies with high growth potential, attractive valuations, and optimal entry prices. His expertise lies in forensic accounting and assessing corporate governance, ensuring that portfolios are built on businesses with strong capital allocation policies and minimal debt.
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