Prudent Equity Growth Strategy

Fund Snapshot

Parameter	Details
Investment Approach	Prudent Equity Growth Strategy
Investment Universe	Market Cap & Sector Agnostic (Flexi)
Minimum Investment	₹50 Lakhs
Mode of Investment	Cash
Benchmark	S&P BSE 500
Reporting	Daily NAV (Online)
Inception Date	2nd July 2024

Prudent Equity’s Investment Philosophy

Prudent Equity follows a bottom-up value investing approach, focusing on companies trading below their intrinsic value to capture significant upside potential with minimal downside risk. Their strategy emphasizes capital protection while leveraging a company’s financial strength, management expertise, and capital allocation policies. Investment Criteria

• Value-Oriented Growth Companies: Prioritizing businesses with high growth potential.
• Margin of Safety: Investing in companies at a significant discount to their intrinsic value.
• Corporate Governance: Assessing forensic accounting, capital allocation, and fair treatment of minority shareholders.
• Optimal Capital Structure: Avoiding highly leveraged companies and those with frequent equity dilution.

The GCP Model Prudent Equity follows the GCP Model, a structured investment strategy aimed at maximizing wealth creation. The model is built on three key principles:

• Growth (G): COMPANIES GROWING AT HIGH RATES
• Cheap (C): AVAILABLE A CHEAP VALUATIONS
• Price (P): ENTRY AT THE RIGHT PRICE

By combining these factors, The GCP Model invests in growth stocks at cheap valuations with the right entry price for ‘Wealth Creation’.

Prudent Equity’s Investment Strategy

Prudent Equity follows a value investing approach by focusing on buying stocks at a discount to their intrinsic value rather than just seeking low P/E ratios. Their strategy emphasizes investing in high-growth companies at reasonable valuations, ensuring strong upside potential while minimizing risk. Instead of following the crowd and investing in overvalued stocks, they selectively enter positions where growth prospects are high and valuations remain attractive, leading to long-term wealth creation with controlled risk. PMS Structure Taxation: Gains are taxed at the investor level. Exit Load: A 3% exit load applies if redeemed within a year; no exit load after one year. Lock-In: No lock-in period, allowing flexible withdrawals. Fee Structure: Fees include a mix of performance-based and management charges. Individual Demat Account: A separate Demat account is required for each investor. Minimum Investment: A minimum investment of ₹50 lakhs is required as per SEBI regulations. Fee Structure

Fee Type	Rate
Management Fee	1% (of daily average AUM per annum, billed monthly)
Performance Fee	15% (charged annually on profits with high watermark)

Additional Costs: Includes operating expenses, brokerage costs, GST, and statutory fees levied at actuals. For further details, investors should refer to the disclosure document.   Prudent Equity PMS Performance (As of 31st Jan 2025)

Period	Prudent Equity Growth Strategy	S&P BSE 500 TRI
1 Month	-2.01%	-3.43%
3 Months	-0.81%	-4.82%
6 Months	-2.3%	-8.23%
Since Inception	-1.72%	-4.85%

Note: Performance figures are based on the investment approach and may vary for individual portfolios. Returns are calculated using TWRR, net of all expenses and fees. SEBI has not verified the performance. The investment approach started on 2nd July 2024.