Everything You Need to Know About Portfolio Management Services (PMS)

We are an interphase between the product manufacturer and the clients. We provide end to end solutions to our clients when it comes to manage their hard-earned money. As our brand name AIF & PMS clearly indicate that we are experts in AIF (Alternate Investment Fund) and PMS (Portfolio Management Services). Apart from this, we also help our clients to create multi bagger portfolios to other institutions such as Direct equity, Corporate Bonds, Mutual Funds and Fixed Deposits.

AIFs are investment vehicles that pool funds from multiple investors to invest in alternative assets such as private/listed equity, real estate, hedge funds, and venture capital.

PMS is a personalized investment service that involves creating and managing portfolio of securities on behalf of an individual or institutional investor.

It depends on investment need and the goal. Ideally the investment horizon should be 3-5 years.

Well, as per the Sebi guidelines, no one can guarantee any returns and it is always subject to market risk, however, it has been observed that the past performance of some of these schemes have shown more than 20% C.A.G.R over a period of last 10-20 years.

It depends on fund to fund. For instance, PMS are an open ended Scheme, therefore, the exist loads are only up to 12 months but in case of AIF, generally the exist load is in the range of 2-3% up to 3 years of investment.

Yes 24X7. In case of PMS you have an excess to your portfolio 24x7 wherein you can not only view the value of the portfolio but at the same time you can see your portfolio holdings as well as statement of account at the end of the month. In case of AIF, you are given monthly NAV and portfolio disclosure takes place on yearly basis.

We believe that one cannot time the market in the short term but when you have your investment horizon from 3-5 years then you can certainly create wealth of yourself because in the long run it is not about timing the market, it is about time in the market.

Yes at AIF & PMS indeed our research team prepare the peers group comparison and it is available at our website https://www.altportfunds.com/ by 15th of every month because we strongly believe that data speaks louder than words and let the performing and deserving portfolio managers get online education from investors like you.

We take pride in managing 250 HNI families which accounts for 500 crores of Asset Under Management.

Thanks to technology. You will be given an access to Online App wherein you can view your portfolio 24x7.

It depends on your risk appetite. If you are someone looking out for higher returns and mentally prepared for higher volatility, then you should consider in small caps with at least 7 years of horizon but if you are a moderate investor, then you should consider investing in multi cap where the fund manager takes a call on market based on valuation and yet generate significantly alpha in the strategy and to know your risk appetite i.e. Conservative, Moderate or Aggressive. We should speak to a team of experts who will help you understand it and then decide which fund to go for.

NO - We are registered with APMI and our Registration Number is ……………………………………..

We do not charge anything to our clients because we get our commission from respective AMCs.

YES our team of experts are well qualified and understand the duty asset classes very well. If you share the portfolio with us, we can give you our opinion about the same.

We are a research driven organization. We are a digital firm for investment in AIF & PMS. With this technology, we manage our client’s money digitally. No matter our client belongs to any city, our team of experts will meet you one on one basis and understand your needs and depending on your risk appetite and based on that share our expert views and help you build a winning portfolio.

YES You can invest in both AIF as well as in PMS. Please get in touch with our team of experts who will help you to open your account and take care of all the formalities.

It depends on your investment amount. The minimum thresh hold defined for AIF is 1 Crore and for PMS it is 50 Lakhs. However, if you have investment amount which is less than 50 Lakhs, you can start with an advisory approach which generally starts with 5 Lakhs.

It depends on the Fund Manager and their investment philosophy. It has been observed that there are managers whose churning ratio is around 30% and there are other managers whose churning ratio is 100%. To know more about a particular fund, you can speak with our qualified team of experts.

Ideally the portfolio size should be more than 1 Crore.

We would suggest each client to get their risk appetite checked by a team of experts and based on that you can take an informal decision.

Anybody investing in Indian Capital Market, he will have to bear a Capital Gain tax and depending upon the instrument, the definition for a long term and short term differs. Therefore, it is advisable that you can consult a Chartered Accountant before investing.

The best way to mitigate your risk is to pick to you asset allocation because your asset allocation is defined based on your risk appetite. Therefore, it is advisable to get the portfolio reviewed at a regular intervals.

You cannot transfer the stocks in case of AIF, however, you can transfer your stocks in case of PMS. After the transfer of the stock, a Fund Manager decides which stocks to hold and which stocks to sale and construct the portfolio as per the model portfolio.

Generally the team approach where along with the fund manager, there are other team co fund managers and Analysts who are very close with fund manager and mange the funds. It depends on which fund management team and the organization both.

Category I
These funds are invested in small businesses, start-ups, social ventures, early-stage ventures, angel funds etc. with superior growth potential and certain tax incentives. These are usually of low-risk grades.

Category II
This category includes investments in Private Equity (PE) funds, fund of funds, the debt instruments.

Category III This AIF aims at generating short-term returns by employing diverse and complex trading strategies. Category III funds can include hedge funds and private investment in Public Equity (PIPE) Funds.

Yes, there are few asset management companies who timely invest in a real estate through AIF structure. The same is qualified under Cat II.

In India, there are many seasoned and qualified Portfolio Managers who comes with proven track record to see the performance of these Managers, please refer our performance sheet available at https://www.altportfunds.com/.

In AIF & PMS Experts India, it is a boutique management outfit whose founder is Mr Vikas Agrawal bringing a decade of track record in terms of wealth creation. The team of qualified wealth manager firmly believe in process driven approach. Qualified team of experts will help you in following ways.

a) Identify the right account of Portfolio Manager.

b) Choose the best fund based on your risk appetite.

c) Align your goal with Portfolio returns.

d) Manage and mitigate the risk

e) Connect you with the fund manager at the regular intervals and manage your portfolio performance regularly.

It depends on fund to fund. There are few Portfolio Managers who have delivered more than 25% T.A.D.R returns in the last 10 years and there are few who could not even reach the bench mark. Therefore, we believe in our team of experts who will intern help you with data point which will help you to take right decision.

AIF & PMS Experts India is a physical platform where each of these schemes in the universe of AIF & PMS. We check and monitor and this kind of research would certainly help you taking the right decision.

Well, it depends on fund to fund. Generally AIF comes with 3 years of exist load whereas PMSs comes with one year of exist load and no hard lock-in.

It comes with options. There are 3 options – one is the fixed management fee and other one is Hybrid and 3rd is pure variables. Generally the Fixed Management fee is 2.5% per annum whereas the Hybrid comes with 1.5% fixed fee and hard hurdle rate of 10% and a profit sharing of 15%.

No – the way Mutual Funds investments are subject to market risk, similarly AIF & PMS are also subject to market risk. Therefore, please read the offer documents carefully and discuss the same with Service Provider before you make the investment.

There are many. To know more about this, please talk to our team of experts first.

Yes like Mutual Fund, AIF & PMS are also regulated by Securities and Exchange Board of India (SEBI)

It depends on fund to fund. Some Portfolio Managers have delivered good returns in the past which is merely comparable with other instruments like Mutual Fund.