Nuvama Accumulator Consistent Compounder PMS

Investment Objective

This is a multi-asset class approach with an objective of generating optimum risk adjusted returns by following a prudent asset allocation and deployment approach

Benchmark

Allocation of portfolio across types of securities

Minimum Account Size

Rs.50 lakhs or such other amount as decided by the Portfolio Manager at its sole discretion, subject to applicable SEBI Regulations that may come into force from time to time.

Investment Approach

The portfolio invests in equity and equity related Securities; fixed income instruments (including but not limited to commercial papers, certificate of deposits, bonds, non-convertible debentures, convertibles, market linked debentures, warrants, structured products); exchange traded securities (including but not limited to REITs, INVITs, Commodities, Gold Bonds etc.).

Recommended Investment Horizon

The recommended investment horizon for this approach is 12 months and above.

Risk Factors

Liquidity risks: The liquidity of the Scheme’s investments may be inherently restricted by trading volumes, transfer procedures and settlement periods. Liquidity Risk can be partly mitigated by diversification, staggering of maturities, as well as internal risk, controls that lean towards purchase of liquid securities.

Volatility risks: There is the risk of volatility in markets due to external factors like liquidity flows, changes in the business environment, economic policy etc. The scheme will manage volatility risk through diversification

Credit risks: The risk of default on a debt that may arise from a borrower failing to make required payments. The risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

What it takes to compound portfolio consistently?

Experience & expertise

Portfolio management requires extensive knowledge of markets, the economy, and products.

Considerable time

Monitoring, following, and analyzing markets, the economy, and products is a full-time job.

Access to credible information

Access to credible research and market news, as well as analysis of their impact, can make a world of difference.

Timely investment decision

Timely decision-making has a significant impact on portfolio performance.

Comprehensive reporting

Effective portfolio management requires an up-to-date dashboard of information to identify performance gaps and implement corrective measures.

The Solution: Consistent Compounder

Path to Consistent Compounding

With a portfolio-based approach, money is invested to its full potential.

Comprehensive Investment Approach

The combined portfolio of Equity (Large, mid, small cap & international funds), Debt (debt MFs, bonds, REITs, InvITs) and Gold ETF, based on the risk appetite.

High-Quality portfolios

Premium investment portfolios of handpicked funds crafted & managed by experts.

Efficient Risk Management

Optimum allocation, diversification & continuous risk monitoring.

Why choose a Consistent Compounder?

• Managed by an institution, not an individual: Managed by distinguished experts across fields coming together as Global Investment Advisory Committee [GIAC].
• Financial Discipline: Strict adherence to stated objectives with well-defined investment contours to accommodate market fluctuations.
• Cost efficient: Investments are made through direct mutual funds and ETFs.
• Operational Ease: Seamless investment process with high-end technology for execution and reporting [Monthly Statement of Account].
• Superior Service: A dedicated relationship manager at your service.

Consistent Compounder Model Portfolios: Broad contours and limits

Offerings ranging across asset classes and diverse risk profiles

Balanced Model Portfolio

Ideal for those who don’t mind a little bit of fluctuation in their investment returns but would be uncomfortable with significant ups and downs.

Top 5 Equity Sector Vs. Nifty 50

• Liquidity Profile: 100% Open Ended
• Maximum Manager Exposure: 20.00%

Consistent Compounder – Balanced Model Portfolio

Balanced Portfolio – Top 10 Holdings

Growth Model Portfolio

If you are a growth investor, you want long-term growth and understand that a loss in one year may be the price you have to pay to achieve your financial goals.

Top 5 Equity Sector Vs. Nifty 50

• Liquidity Profile: 100% Open Ended
• Maximum Manager Exposure: 18.75%

Performance Table

Growth Portfolio – Top 10 Holdings

Model Portfolio – Performance Table

Power of Compounding

For a portfolio of ₹ 1 Cr. invested, the simulated returns are depicted below:

For a portfolio of ₹ 1 Cr. plus ₹ 10 lakh top-up investment increasing by 10% every year

Fee Structure

Management fees (as % AUM) for different investment corpus :

Exit Load

• 2% for redemptions prior to completion of 1 year from the date of investment.
• 1% for redemptions after completion of 1 year and prior to 2 years from the date of investment.
• Nil after completion of 2 years from the date of investment.
• Note: The above exit load is over and above the applicable exit load, if any, of the scheme.

Global Investment Advisory Committee (GIAC)

Team of experienced individuals, experts in the respective field’s equities, fixed income, research, alternates & risk management. The committee meets monthly to debate market conditions, events and economic forecasts and provide their thoughts on optimal portfolio allocations across asset classes.

• Ajay Marwaha, Head, Fixed Income Markets
• Ajay Vora, EVP, Nuvama EDGE
• Alok Saigal, President & Head, Nuvama Private
• Anshu Kapoor, President & Head, Nuvama Asset Management
• Ashish Kehair, MD & CEO, Nuvama Group
• Dhawal Dalal CIO – Fixed Income, Edelweiss AMC
• Kapil Gupta, Executive Director, Economist
• Keyur Ajmera, Chief Risk Officer, Nuvama Private
• Onkarpreet Singh Jutla, Chief Products Officer, Nuvama Private
• Saurabh Rungta, Senior Managing Partner & CIO, Nuvama Private
• Shiv Sehgal, President & Head, Capital Markets
• Amit Rajawat, Fund Manager, Infinity Mandate