Smart Investment Solutions for NRIs Investing in India & Global Markets

Who is an NRI?

A Non-Resident Indian (NRI) is an Indian citizen who stays outside India for more than 182 days during a financial year (1 April – 31 March).

• NRIs retain Indian citizenship
• Foreign income is not taxable in India
• Only India-sourced income is subject to Indian taxation

Why NRIs Are Investing Back in India

India’s rapid economic expansion and strong inflow of Foreign Direct Investment (FDI) have made it an attractive destination for global capital—including NRI wealth.

At ALTPORT, we simplify the complexities of NRI investing by:

• Removing regulatory and operational hurdles
• Providing access to structured, compliant investment routes
• Focusing on long-term, risk-managed opportunities

India offers scale, growth, and resilience—making it a compelling market for NRIs seeking diversification and long-term returns.

Can NRIs Invest in India?

Yes. NRIs are legally permitted to invest in Indian capital markets under RBI and SEBI regulations.

At ALTPORT, we help NRIs navigate:

• Eligibility requirements
• Documentation and account setup
• Investment structuring and regulatory compliance

Investment Options Available for NRIs

Our expert team ensures investments are structured prudently and aligned with individual financial goals.

Why India is an Attractive Investment Destination

1. Economic and Political Stability

• World’s largest democracy
• Stable government and policy continuity

2. Strong Regulatory Framework

• Reserve Bank of India (RBI)
• Securities and Exchange Board of India (SEBI)
• Strong focus on transparency and investor protection

3. Global Standing and Growth

• Ease of Doing Business rank improved from 142 (2014) to 63 (2019)
• Ranked 68th in Global Competitiveness Index (2018–19)
• One of the fastest-growing major economies

4. Policy Support

• Atmanirbhar Bharat Abhiyan: ~$270 billion stimulus (~10% of GDP)
• Focus on infrastructure, manufacturing, and financial markets

5. Tax Benefits for NRIs

• Access to Double Taxation Avoidance Agreements (DTAA)
• Avoids paying tax twice on the same income
• Agreements with USA, UK, Canada, France, Italy, and more

Eligibility Criteria for NRIs – AIF & PMS

Mandatory Accounts for NRIs

• Demat Account
• Trading Account
• NRE or NRO Bank Account

Taxation for NRIs in India

NRIs are taxed only on income earned or accrued in India. Foreign income remains exempt unless received in India.

Taxable Income Includes:

• Capital gains from shares and mutual funds
• Interest on deposits
• Rental income from property

Key Taxation Rules

• Tax slabs depend on income, not age or gender
• TDS applies to all NRI income
• Limited deductions available
• Return filing may not be mandatory under Section 115G in some cases

Capital Gains Overview

If excess TDS is deducted, filing a return is required to claim a refund.