About Company
Neo Asset Management
Neo Asset Management is an arm of Neo Group that provides credit and fixed income solutions to client needs across various asset classes in India. They provide capital solutions to stabilize companies and help them grow while producing attractive returns for investors. Neo Asset Management caters to pension funds, insurance companies, large family offices, HNIs, and UHNIs. To have a constructive impact on the Indian economy by providing a flow of essential long-term credit solutions to companies and businesses that contribute to the sustainable growth of the economy and society. To provide superior risk-adjusted inflation-beating long-term returns to our investors through efficient and responsible capital management with a focus on capital preservation.
Core Investment Principles
- Quality and Fundamentals: The firm prioritizes the credit quality, structure, and downside protection of investments over simply chasing high yields.
- Bespoke Solutions: They specialize in providing customized capital support to businesses, helping them unlock growth or manage complex financial situations.
- Disciplined Underwriting: Their process includes rigorous qualitative and quantitative analysis, emphasizing security cover, favorable covenants, and clear sources of repayment.
- Active Monitoring: A strong framework for monitoring and enforcement is established at the start of every investment, including regular risk reviews and account conduct checks.
Key Investment Frameworks
Neo utilizes specific frameworks to guide their selection and evaluation processes:
- 3I Framework: Evaluates Investment Style (disciplined vs. opportunistic), Investment Quality (real credit strength), and Investment Consistency (sustainability of income).
- SOUL Framework: Focuses on Strategy (sound structure), Outperformance (stable return profile), Underlying Risk (downside scenarios), and Liquidity (capital behavior over time).
- Credit Selection Matrix: A structured assessment for fixed-income products (like the Neo Yield Enhancer) that weights factors such as capitalization (25%), governance (20%), liquidity (15%), business strength (15%), profitability (15%), and asset quality (10%).
Strategy-Specific Philosophies
- Private Credit: Focuses on secured Non-Convertible Debentures (NCDs) and structured deals to provide predictable, stable income.
- Infrastructure: Invests exclusively in operating assets (like roads and renewables) with long-term contracts, predictable cash flows, and inflation protection.
- Secondary Markets: Targets EBITDA-positive market leaders with consistent revenue growth (~20% CAGR) and clear exit pathways within 24–48 months, typically acquiring them at a 10–15% discount to fair market value.
Listen to expert conversations and investment insights anytime on Spotify.
Learn about the experienced fund managers responsible for investment decisions, portfolio strategy, and long-term fund performance.
Nitin Jain
Nitin brings close to two decades of experience in seeding and scaling up businesses across Wealth & Asset Management; and is credited for building one of India’s leading platforms, managing over USD 40 billion of clients' assets. He started his entrepreneurial journey in October 2021 and founded Neo – a new-age, financial services platform, prioritising trust, transparency, which has a stated objective to Do Good for all its stakeholders and society at large. Under his leadership, Neo has already become India’s fastest-growing wealth and asset management company, advising and managing over USD 7 billion in clients’ assets. The growth also attracted leading institutions like Peak XV, Euclidean Capital and MUFG Bank to enter into a strategic partnership with Neo. Nitin was distinguished as one of the Top 50 digital finance influencers in India by The Digital Fifth in 2024. CEO Insights India recognized him as one of the Top 10 leaders from IIT Kharagpur, his alma mater, from where he obtained a B.Tech. degree. He followed that up with a Post Graduation in Management from the Indian Institute of Management, Calcutta. Nitin is married to Rashmi and they have two sons, Aditya and Abhiraj.
Get In Touch With
Our Investment Experts
Our experts will understand your goals, map the right strategy across AIFs, PMS, Mutual Funds and Wealth Solutions, and guide you through every step.