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Titanium – Tata Mutual Fund

Distributed through AltPort Experts. Comprehensive fund documentation can be accessed through our research team.
Category SIF
Company Tata Mutual Fund
Fund Managers Rajiv Sabharwal
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About Company

Tata Mutual Fund

Tata Mutual Fund, established in 1994, is a prominent Indian asset management company backed by the prestigious Tata Group. Managed by Tata Asset Management Private Limited, it oversees assets exceeding ₹2.25 lakh crore as of late 2025. The fund house is renowned for its research-driven, value-oriented approach and emphasizes trust, performance, and service. It offers a diverse portfolio of over 150 schemes across equity, debt, hybrid, and passive categories, catering to various risk appetites and financial goals. Notable offerings include the Tata Small Cap Fund and sectoral funds like Digital India and Pharma, consistently aiming for sustainable, long-term wealth creation.

Fund Snapshot

Category Hybrid Long-Short Fund
Benchmark CRISIL Hybrid 50+50 – Moderate Index (TRI)
Subscription Daily (Business Days)
Inception Date 24 November 2025
SIF ID SIF-29
Type Interval Strategy

Strategy Overview

  • Invests in equity and debt securities
  • Includes limited short exposure in equity and debt via derivatives
  • Designed for balanced participation and risk management

Objective of Tata Mutual Fund

  • Generate medium to long-term capital appreciation
  • Invest across equity, debt, and money market instruments
  • Use derivatives for limited short exposure

Redemption Details

  • Subscription:
    • Allowed on all business days
    • Before 3:00 PM → Same-day NAV
    • After 3:00 PM → Next business day NAV
  • Redemption:
    • Allowed on all business days
    • Before 3:00 PM → Same-day NAV
    • After 3:00 PM → Next business day NAV
  • Exit Condition:
    • No lock-in
    • Exit load applicable if redeemed within 6 months
    • No exit load after 6 months
    • Subject to maintaining ₹10 lakh PAN-level aggregate holding under SIF

Portfolio Allocation

Asset Class Instrument Type Allocation
Equity Nifty 50 35%
Debt Government Bonds 35%
Commodity Gold Futures 0%
REITs / InvITs Real Estate & Infrastructure Trusts 20%
Cash Liquid / Cash Equivalents 10%
Total 100%

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Section: Fund Leadership
Meet the Fund Managers

Learn about the experienced fund managers responsible for investment decisions, portfolio strategy, and long-term fund performance.

Rajiv Sabharwal

Rajiv Sabharwal

Mr. Rajiv Sabharwal, a B. Tech from IIT Delhi and PGDM from IIM Lucknow, has over 32 years of  experience in the banking and financial services industry. Mr. Sabharwal is currently the Managing  Director & CEO of Tata Capital Limited. He is also the Chairman of Tata Capital Housing Finance  Limited, Tata Securities Limited and Tata Asset Management Company Limited. He is also on the  Board of Tata Capital Pte Ltd. He has served as an Executive Director on the Board of ICICI Bank where he was responsible for  several businesses including retail banking, business banking, rural banking, financial inclusion,  technology and digital banking. He has also served as the Chairman of ICICI Home Finance  Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited.  He was also on the Investment Advisory Committee (Real Estate) of ICICI Prudential AMC. Mr. Sabharwal has been acknowledged for his contribution to the growth of the Retail Banking  and Real Estate & Housing Finance market in India. Mr. Sabharwal also has had experience in both Venture Capital and Growth Capital investing at  Sequoia Capital and True North. He has served on the Boards of early stage and growth companies  in Financial services. He has also served on committees of RBI and IBA. Mr. Sabharwal has had successful stints with True North Managers LLP, Sequoia Capital,  Godrej Group, SRF Finance, GE Capital and Times Bank.

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Section: Help & Support
Frequently Asked Questions

Find answers to common questions about fund investments, performance, portfolio strategy, and investor services.

1. What is the investment objective of Titanium – Tata Mutual Fund? +

Titanium aims to generate medium- to long-term capital appreciation by investing across equity, debt, and money market instruments. The strategy also uses derivatives for limited short exposure to support risk management and portfolio efficiency.

2. How is the Titanium portfolio currently allocated? +

The portfolio is diversified across multiple asset classes, with 35% allocated to Nifty 50 equities, 35% to government bonds, 20% to REITs/InvITs, and 10% to cash and liquid instruments. This balanced structure seeks to combine growth, income, and stability.

3. What role do derivatives play in the Titanium strategy? +

The fund uses derivatives to take limited short positions in equity and debt markets when required. These positions are primarily intended for risk management and tactical portfolio adjustments rather than aggressive return generation.

4. How do subscription and redemption work in Titanium? +

Investors can subscribe to or redeem units on any business day. Transactions submitted before 3:00 PM are processed at the same day's NAV, while requests submitted after 3:00 PM are processed at the next business day's NAV.

5. Is there an exit load or lock-in period for Titanium? +

The strategy has no lock-in period. However, an exit load applies if units are redeemed within six months of investment. No exit load is charged after six months, subject to the applicable ₹10 lakh PAN-level aggregate holding requirement under the SIF framework.